Is It Cheaper to Live in Idaho or Utah? The Answer Might Surprise You

Is It Cheaper to Live in Idaho or Utah? The Answer Might Surprise You

If you’re weighing a move between Idaho and Utah, your wallet will thank you for choosing the Gem State. Recent cost of living data shows that Salt Lake City, Utah is 10% more expensive than Boise, Idaho, making Idaho the clear winner for affordability.

Idaho consistently ranks as one of the more affordable states in the nation, coming in at 32nd most expensive nationally while offering a quality of life that rivals much pricier markets. The state’s overall cost of living sits about 7% below the national average, giving residents more buying power for everything from groceries to housing.

Housing costs tell the most compelling story. While both states have seen growth in recent years, Idaho’s housing market remains more accessible for first-time buyers and families looking to upgrade. The difference becomes even more pronounced when you factor in Idaho’s lack of state tax on retirement income and generally lower property tax rates in many areas.

For relocating families, this affordability translates into real peace of mind. The money you save on daily expenses can go toward building equity in your home, funding your children’s education, or simply enjoying the outdoor lifestyle that makes the Treasure Valley so appealing.

Beyond the numbers, Idaho offers something Utah’s growing urban centers can’t match: space to breathe. While Salt Lake City grapples with increasing density and traffic, places like Eagle, Meridian, and Star provide that perfect balance of small-town charm with big-city amenities, all at a fraction of the cost.

The timing couldn’t be better for buyers considering Idaho. Interest rates may be higher than recent lows, but the state’s affordable baseline means you’re still getting exceptional value compared to neighboring markets. For sellers, the continued influx of out-of-state buyers keeps demand strong while inventory levels create opportunities for strategic moves.

Whether you’re a first-time buyer stretched thin by today’s market conditions or a growing family seeking more space for less money, Idaho’s cost advantage makes homeownership dreams more attainable. The question isn’t whether Idaho is cheaper than Utah—it’s whether you’re ready to take advantage of what the Treasure Valley offers.

At Abmont Realty Group, we’ve helped hundreds of families discover how much further their housing dollar stretches in Idaho’s market. Our local expertise means we know exactly where to find the best value for your specific needs and budget.

Call Abmont Realty Group at 208-789-4320 to explore your options or get a free home value estimate.